{"id":523196,"date":"2026-10-19T16:08:32","date_gmt":"2026-10-19T16:08:32","guid":{"rendered":"https:\/\/markandremartel.com\/?p=523196"},"modified":"2026-10-22T14:39:57","modified_gmt":"2026-10-22T14:39:57","slug":"cost-of-selling-property-montreal","status":"publish","type":"post","link":"https:\/\/markandremartel.com\/en\/cost-of-selling-property-montreal\/","title":{"rendered":"Cost of selling property Montreal: what to expect?"},"content":{"rendered":"\n

Before listing a property, one question almost always comes up: how much will I actually walk away with? The cost of selling property Montreal owners face goes well beyond the broker’s commission, and some items catch sellers off guard when they haven’t planned for them.<\/p>\n\n\n\n

In 16 years as a broker in Montreal’s Southwest, I’ve seen many sellers discover these costs at the last minute. Here is a clear, general overview, so you can plan your sale with the right numbers in mind.<\/p>\n\n\n\n

A breakdown of the costs of selling a property in Montreal<\/h2>\n\n\n\n

Every file is different, but these are the main items most sellers need to consider.<\/p>\n\n\n\n

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The broker’s commission <\/h3> This is usually the largest expense. The commission is freely negotiated between the seller and their broker, and it reflects the services included: marketing strategy, photography, showings, negotiation, and follow-up through to signing. Applicable taxes (GST and QST) are added on top.<\/div>\n\n\n\n
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The mortgage penalty and discharge fees<\/h3> If you sell before the end of your mortgage term, your lender may charge a prepayment penalty. It varies widely depending on the type of loan (fixed or variable rate) and the institution. Some lenders also charge a fee to discharge the mortgage. A quick call to your lender before listing gives you a precise figure.<\/div>\n\n\n\n
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The certificate of location<\/h3> Sellers generally need to provide a certificate of location that matches the property’s current condition. If yours is too old, or if work has been done since, a new one has to be ordered from a land surveyor.<\/div>\n\n\n\n

(See also: Documents to sell property Montreal: the full list<\/a><\/em>)<\/p>\n\n\n\n

Notary fees <\/h3> In most transactions, the buyer chooses the notary and pays the fees for the deed of sale. The seller can still have some notarial costs tied to their own file, such as discharging a mortgage. Your notary can confirm what applies to your situation.<\/div>\n\n\n\n
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Tax and condo fee adjustments<\/h3> At closing, municipal and school taxes (and condo fees, if applicable) are split between seller and buyer based on the possession date. Depending on when you paid your bills, you may receive a refund or owe an adjustment.<\/div>\n\n\n\n
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Preparation costs<\/h3> Professional photos, staging, and small repairs are optional, but they often help a property sell faster and closer to the asking price.<\/div>\n\n\n\n
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The costs people often forget<\/h2>\n\n\n\n

Beyond transaction fees, other expenses slip into a seller’s budget:<\/p>\n\n\n\n